Gaurav Agarwal · Insurance Advisor
LIC of India
Every plan LIC currently offers, explained simply. Pick a plan to see its features and request a premium quote.
Disciplined savings with life cover. Get sum assured plus bonuses on maturity. New to these plans? Read: What Is an Endowment Plan? A Simple Guide →
Savings with a lump sum at maturity plus life cover that continues for your lifetime
Classic endowment: life cover for your family and a lump sum with bonuses at maturity
Pay premiums for fewer years, stay covered for the full term, get a lump sum at maturity
Secure your child's goals: yearly income to family on death plus full maturity amount
Build your child's higher education fund with yearly Guaranteed Additions of ₹80/thousand
Pay once and get life cover plus a lump sum with bonuses at the end of the term
Limited-pay savings plan with yearly Guaranteed Additions and life cover
Savings plan for women with regular survival payouts and Guaranteed Additions
One-time premium joint life plan for married couples with Guaranteed Additions
Joint life savings plan for couples with premium waiver on first death
Limited-pay endowment with 6% yearly Guaranteed Additions and 5 years less to pay
Limited-pay plan with yearly income of 10% of sum assured, a booster payout and lump sum
Life cover up to age 100 with regular income options for you and your family. New to these plans? Read: What Is Whole Life Insurance? Cover for a Lifetime →
Whole life cover to age 100 with yearly income of 8% of sum assured after premiums end
Lifelong cover with yearly income of 10% of sum assured and fixed Guaranteed Additions
Pay once, get yearly income of 10% of sum assured and cover up to age 100
Periodic survival benefits during the policy term, with full life cover. New to these plans? Read: Money Back Plans Explained in Simple Words →
20-year money back plan: 20% of sum assured every 5 years plus maturity with bonus
25-year money back plan: 15% of sum assured every 5 years plus maturity with bonus
Money back plan for high net-worth buyers with Guaranteed and Loyalty Additions
Money back at ages 18, 20 and 22 for your child's education and future
Child plan with yearly payouts from age 20 to 24 and maturity at 25
Pure protection. The highest life cover for the lowest premium. New to these plans? Read: What Is Term Insurance? Pure Protection Explained →
Online term cover from ₹50 lakh with level or increasing sum assured
Pure term cover with a choice of level or increasing sum assured
Online term cover from ₹50 lakh for ages 18 to 65, with cover up to age 80
Simple term cover of ₹5 lakh to ₹25 lakh, available offline and online
Online decreasing term cover that protects your family from an outstanding loan
Decreasing term cover that helps your family repay an outstanding loan
High-value term cover from ₹2 crore with level or increasing protection up to age 100
Affordable term cover from ₹5 lakh to ₹24 lakh to protect your family up to age 60
Guaranteed lifelong income after retirement through annuity plans. New to these plans? Read: Pension and Annuity Plans Explained Simply →
Pay once now and lock in a lifelong pension that starts after a chosen deferment period
Pay once and start receiving a lifelong pension right away, with 10 annuity options
Lifelong pension from a single payment, with 100% of the purchase price returned on death
Pension for life from a single payment, with 20 annuity options for one or two lives
Market-linked retirement savings with Guaranteed Additions, turned into pension at vesting
Market-linked growth with life cover and the flexibility to switch funds. New to these plans? Read: ULIP Explained: How Unit-Linked Plans Work →
Market-linked savings with life cover, Guaranteed Additions and mortality charge refund
One-time investment in market-linked funds with life cover and Guaranteed Additions
Equity-focused ULIP investing in NIFTY 100 or NIFTY 50 stocks, with life cover
ULIP with high life cover you choose, limited-pay options, top-ups and six funds
Use the plan finder or ask us directly. We will compare options for you for free.