Motor Insurance
Car & bike insurance, renewed on time, every time
Comprehensive or third-party cover with the right add-ons at a competitive price, plus reminders before every renewal and help at claim time.
Get a Free Motor QuoteThird-party insurance
Covers your legal liability for injury, death or property damage caused to others. Required for every vehicle under the Motor Vehicles Act.
Comprehensive insurance
Third-party cover plus own-damage protection for your vehicle against accidents, theft, fire and natural calamities.
Popular add-ons
- Zero depreciation
- Claims settled without deducting depreciation on replaced parts.
- Engine protection
- Covers engine damage from water ingress or oil leakage.
- Roadside assistance
- Help with breakdowns, towing, flat tyres and fuel delivery.
- Return to invoice
- Get the invoice value if the vehicle is stolen or a total loss.
- NCB protection
- Keep your no-claim bonus even after making a claim.
- Consumables cover
- Pays for nuts, bolts, oil and other consumables during repairs.
Add-on availability and terms vary by insurer, vehicle age and model.
Frequently asked questions
What is No Claim Bonus (NCB)?
NCB is a discount on the own-damage premium for every claim-free year, and it grows with consecutive claim-free years. It belongs to you, not the vehicle, so it can be transferred when you change insurer or vehicle.
What happens if my policy expires?
Driving without valid insurance is an offence. A lapsed policy may also need a vehicle inspection before renewal, and after a long gap you can lose your NCB. Renew before the expiry date.
Can I switch insurers at renewal?
Yes. You can move to another insurer at renewal and carry your NCB along. We compare options so you get the best value.
Do you help with claims?
Yes. We guide you through claim intimation, survey and garage paperwork, and follow up until it is settled.