Terms of Use

By using Insurance Adda you agree to these terms. If you do not agree, please do not use the website.

About this website

This website is maintained by Gaurav Agarwal, an individual licensed insurance agent (agency details are in our Disclaimer). It is not the official website of Life Insurance Corporation of India or of any other insurer. Insurance products are underwritten and issued by the respective insurance companies.

Information only

Plan descriptions, calculators and articles are simplified summaries for general awareness. They are not an offer, a guarantee of returns or a substitute for the policy document. Calculator outputs are estimates based on the assumptions you enter. Always read the official sales brochure and policy terms before buying. Where there is any difference, the insurer's documents prevail.

Your responsibilities

• Provide accurate information when submitting an enquiry.
• Do not misuse the website, submit spam or attempt to disrupt its operation.

Intellectual property

The content and design of this website belong to Insurance Adda. Insurer names and plan names are the property of their respective owners and are used only to identify their products.

Limitation of liability

We take care to keep information accurate and up to date, but we are not liable for decisions made solely on the basis of website content without consulting the official documents.

Governing law

These terms are governed by the laws of India. Courts at Hasanpur, Amroha shall have jurisdiction.