Health Insurance
Health insurance that's there when your family needs it
Compare plans from leading health insurers and get cashless treatment at thousands of network hospitals. We also help you at claim time.
Get a Free Health QuotePlans we help you with
Family Floater
One sum insured shared by you, your spouse and children. Affordable, complete family cover.
Individual Health Plan
A dedicated sum insured for one person. Ideal for parents or members with higher health needs.
Senior Citizen Plans
Specialised cover for parents aged 60+, with options for existing illnesses.
Super Top-up
Increase your cover at low cost on top of your existing or office health policy.
Critical Illness
Lump-sum payout on diagnosis of major illnesses like cancer, heart attack or stroke.
Personal Accident
Financial protection against accidental death and disability.
What a good health policy covers
- In-patient hospitalisation
- Pre- and post-hospitalisation expenses
- Day-care procedures
- Ambulance charges
- Cashless treatment at network hospitals
- Restoration of sum insured
- No-claim bonus (higher cover for claim-free years)
- Annual health check-ups (in many plans)
Coverage varies by insurer and plan. Waiting periods, sub-limits and exclusions apply as per the policy wording.
Frequently asked questions
I already have health cover from my employer. Do I still need a personal policy?
Yes. Office cover ends when you change or leave your job, and the sum insured is often too small. A personal policy stays with you for life, and buying it while young and healthy keeps premiums low and waiting periods behind you.
What is a waiting period?
Some conditions, such as pre-existing illnesses or specific treatments, are covered only after a waiting period stated in the policy. Buying early means these periods finish sooner.
How much sum insured should I take?
It depends on your city, family size and hospital preferences. For a family in a metro or large city, many people now choose ₹10 lakh or more, often with a super top-up. We will help you decide.
Do you help with claims?
Yes. We guide you with cashless approval and reimbursement paperwork, and follow up with the insurer until the claim is settled.