Maturity Calculator
Estimate your LIC maturity amount
For participating (with-profit) endowment plans, maturity = sum assured + accrued bonus + final additional bonus.
How LIC bonus works
LIC declares a simple reversionary bonus every year for participating plans, expressed per ₹1,000 of sum assured. Once declared, it is added to your policy and paid with the maturity or death claim. A final additional bonus may also be declared for policies that run for a long term. Bonus rates are not guaranteed and change from year to year.
Want the latest declared bonus rates for your plan? Ask us.
Estimated maturity amount
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- Basic sum assured
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- Accrued bonus
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- Final additional bonus
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Illustration only. Actual maturity depends on the bonus rates LIC declares during the policy term and on the policy's terms and conditions.