Life Cover Calculator

How much life cover does your family need?

Based on the income your family would need to replace, plus loans and future goals, minus what you already have.

Your details

Current age

years

Retirement age

years

Annual income

₹

Spent on yourself

Share of income used for your own expenses

Expected income growth

% p.a.

Return on invested claim

% p.a.

Outstanding loans

₹

Future goals (child's education, marriage)

₹

Existing life cover

₹

Savings & investments

₹

Recommended additional life cover

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A term plan is usually the most affordable way to get high cover.

See LIC term plans

This estimate uses the income replacement (Human Life Value) method and is for guidance only. Actual needs depend on your full financial situation.