LIC Premium Quote
LIC premium: see a sample, then get your exact figure
Start with the sample premiums printed in LIC's own brochures. Then tell us your age, term and sum assured and we will send your exact premium with GST and mode rebates.
Step 1
See LIC's sample premium
From LIC's official brochure
Sample annual premium (excluding taxes)
Annual premium for Basic Sum Assured ₹2 lakh, standard lives; exclusive of taxes ('-' = not available at that age)
| Age | Term 15 | Term 25 | Term 35 |
|---|---|---|---|
| 20 | ₹16,229 | ₹9,339 | ₹6,517 |
| 30 | ₹16,885 | ₹9,810 | ₹6,968 |
| 40 | ₹18,012 | ₹10,711 | ₹7,918 |
| 50 | ₹19,914 | ₹12,397 | - |
These are LIC's sample figures for the conditions above, not a quote. Your premium depends on your exact age, term, sum assured, mode, riders and taxes.
Get my exact premiumFrom LIC's official brochure
Sample annual premium (excluding taxes)
Annual premium for Basic Sum Assured ₹2 lakh, standard lives; exclusive of taxes
| Age | Term 15 | Term 25 | Term 35 |
|---|---|---|---|
| 20 | ₹14,543 | ₹8,369 | ₹5,949 |
| 30 | ₹14,592 | ₹8,497 | ₹6,213 |
| 40 | ₹14,847 | ₹8,987 | ₹6,958 |
These are LIC's sample figures for the conditions above, not a quote. Your premium depends on your exact age, term, sum assured, mode, riders and taxes.
Get my exact premiumFrom LIC's official brochure
Sample annual premium (excluding taxes)
Annual premium for Basic Sum Assured ₹2 lakh, standard lives; exclusive of taxes
| Age | Term 16 (PPT 10) | Term 21 (PPT 15) | Term 25 (PPT 16) |
|---|---|---|---|
| 20 | ₹17,718 | ₹11,623 | ₹9,908 |
| 30 | ₹17,767 | ₹11,701 | ₹10,025 |
| 40 | ₹18,012 | ₹12,054 | ₹10,476 |
| 50 | ₹18,855 | ₹13,083 | ₹11,682 |
These are LIC's sample figures for the conditions above, not a quote. Your premium depends on your exact age, term, sum assured, mode, riders and taxes.
Get my exact premiumFrom LIC's official brochure
Sample annual premium (excluding taxes)
Annual premium for Basic Sum Assured ₹2 lakh, standard lives; exclusive of taxes ('-' = not available at that age)
| Age | Term 13 (PPT 10) | Term 15 (PPT 12) | Term 20 (PPT 17) | Term 25 (PPT 22) |
|---|---|---|---|---|
| 20 | ₹20,217 | ₹16,670 | ₹11,711 | ₹9,006 |
| 30 | ₹20,286 | ₹16,758 | ₹11,858 | ₹9,222 |
| 40 | ₹20,678 | ₹17,209 | ₹12,495 | ₹10,074 |
| 50 | ₹22,030 | ₹18,698 | - | - |
These are LIC's sample figures for the conditions above, not a quote. Your premium depends on your exact age, term, sum assured, mode, riders and taxes.
Get my exact premiumFrom LIC's official brochure
Sample annual premium (excluding taxes)
Annual premium under Limited Premium Payment for Basic Sum Assured ₹5 lakh, standard life aged 5 years, policy term 20 years, offline sales; exclusive of taxes
| Premium Paying Term (years) | Option I | Option II |
|---|---|---|
| 5 | ₹99,625 | ₹1,00,100 |
| 6 | ₹84,275 | ₹84,625 |
| 7 | ₹73,625 | ₹73,900 |
These are LIC's sample figures for the conditions above, not a quote. Your premium depends on your exact age, term, sum assured, mode, riders and taxes.
Get my exact premiumFrom LIC's official brochure
Sample single premium (excluding taxes)
Single premium for Basic Sum Assured ₹1 lakh, standard lives; exclusive of taxes ('-' = not available at that age)
| Age (nearer birthday) | Term 10 | Term 15 | Term 25 |
|---|---|---|---|
| 10 | ₹77,910 | ₹66,650 | ₹50,005 |
| 20 | ₹77,985 | ₹66,775 | ₹50,255 |
| 30 | ₹78,010 | ₹66,865 | ₹50,695 |
| 40 | ₹78,180 | ₹67,335 | ₹52,340 |
| 50 | ₹78,800 | ₹68,800 | ₹56,160 |
| 60 | ₹79,965 | ₹71,405 | - |
These are LIC's sample figures for the conditions above, not a quote. Your premium depends on your exact age, term, sum assured, mode, riders and taxes.
Get my exact premiumFrom LIC's official brochure
Sample annual premium (excluding taxes)
Annual premium under Option I for Basic Sum Assured ₹5 lakh, standard life aged 35 years, offline sales; exclusive of taxes ('-' = combination not available)
| Premium Payment Term (years) | Policy Term 10 | Policy Term 15 | Policy Term 20 |
|---|---|---|---|
| 6 | ₹1,01,350 | ₹93,425 | ₹76,750 |
| 8 | - | ₹70,925 | ₹60,350 |
| 10 | - | ₹62,825 | ₹55,600 |
| 12 | - | - | ₹48,075 |
| 15 | - | - | ₹41,875 |
These are LIC's sample figures for the conditions above, not a quote. Your premium depends on your exact age, term, sum assured, mode, riders and taxes.
Get my exact premiumFrom LIC's official brochure
Sample annual premium (excluding taxes)
Annual premium for Basic Sum Assured ₹2 lakh, standard life aged 35 years, offline sales; exclusive of taxes
| Premium Paying Term (years) | Option A | Option B | Option C |
|---|---|---|---|
| 7 | ₹47,840 | ₹56,700 | ₹54,470 |
| 8 | ₹40,990 | ₹50,190 | ₹48,230 |
| 9 | ₹35,880 | ₹45,350 | ₹43,580 |
| 10 | ₹34,480 | ₹44,940 | ₹43,190 |
| 11 | ₹30,890 | ₹41,470 | ₹39,860 |
| 12 | ₹27,990 | ₹38,660 | ₹37,160 |
| 13 | ₹25,600 | ₹36,340 | ₹34,940 |
| 14 | ₹23,590 | ₹34,390 | ₹33,060 |
| 15 | ₹22,590 | ₹33,780 | ₹32,480 |
These are LIC's sample figures for the conditions above, not a quote. Your premium depends on your exact age, term, sum assured, mode, riders and taxes.
Get my exact premiumFrom LIC's official brochure
Sample single premium (excluding taxes)
Single premium under Option I for Basic Sum Assured ₹3 lakh, standard lives, same age for both lives, offline sales; exclusive of taxes, if any
| Age (nearer birthday) | Term 10 | Term 15 | Term 20 | Term 25 |
|---|---|---|---|---|
| 20 | ₹2,97,195 | ₹2,69,940 | ₹2,38,635 | ₹2,08,740 |
| 35 | ₹3,02,340 | ₹2,79,180 | ₹2,52,525 | ₹2,27,115 |
| 50 | ₹3,46,560 | ₹3,45,495 | ₹3,36,510 | ₹3,23,940 |
These are LIC's sample figures for the conditions above, not a quote. Your premium depends on your exact age, term, sum assured, mode, riders and taxes.
Get my exact premiumFrom LIC's official brochure
Sample yearly premium (excluding taxes)
Yearly premium under Option I for Basic Sum Assured ₹3 lakh, standard lives, same age for both lives, offline sales; exclusive of taxes, if any
| Age (nearer birthday) | Term 15 (PPT 5) | Term 20 (PPT 10) | Term 25 (PPT 15) |
|---|---|---|---|
| 20 | ₹68,505 | ₹33,045 | ₹20,715 |
| 35 | ₹75,705 | ₹37,035 | ₹25,095 |
| 45 | ₹1,12,470 | ₹50,265 | ₹35,055 |
These are LIC's sample figures for the conditions above, not a quote. Your premium depends on your exact age, term, sum assured, mode, riders and taxes.
Get my exact premiumFrom LIC's official brochure
Sample annual premium (excluding taxes)
Annual premium for Basic Sum Assured ₹10 lakh, standard lives, offline sales; exclusive of applicable taxes, if any
| Age (nearer birthday) | Term 15 (PPT 10) | Term 18 (PPT 13) | Term 20 (PPT 15) |
|---|---|---|---|
| 20 | ₹1,22,300 | ₹93,200 | ₹82,550 |
| 30 | ₹1,22,850 | ₹93,900 | ₹83,400 |
| 40 | ₹1,25,600 | ₹97,200 | ₹87,150 |
| 50 | ₹1,34,300 | ₹1,06,650 | ₹97,500 |
These are LIC's sample figures for the conditions above, not a quote. Your premium depends on your exact age, term, sum assured, mode, riders and taxes.
Get my exact premiumFrom LIC's official brochure
Sample annual premium (excluding taxes)
Annual premium for Basic Sum Assured ₹3 lakh, policy term 30 years, standard lives, offline sales; exclusive of applicable taxes, if any
| Age (nearer birthday) | PPT 7 | PPT 10 | PPT 12 | PPT 15 | PPT 18 |
|---|---|---|---|---|---|
| 15 | ₹81,810 | ₹54,735 | ₹43,020 | ₹32,145 | ₹24,990 |
| 25 | ₹83,145 | ₹55,275 | ₹43,290 | ₹32,220 | ₹25,005 |
| 35 | ₹87,495 | ₹57,015 | ₹44,160 | ₹32,445 | ₹25,005 |
| 45 | ₹1,00,365 | ₹62,025 | ₹46,770 | ₹33,465 | ₹25,425 |
These are LIC's sample figures for the conditions above, not a quote. Your premium depends on your exact age, term, sum assured, mode, riders and taxes.
Get my exact premiumFrom LIC's official brochure
Sample annual premium (excluding taxes)
Annual premium for Basic Sum Assured ₹2 lakh, standard lives; exclusive of taxes ('-' = not available at that age)
| Age | PPT 15 | PPT 20 | PPT 25 | PPT 30 |
|---|---|---|---|---|
| 20 | ₹16,542 | ₹11,407 | ₹8,536 | ₹6,840 |
| 30 | ₹16,542 | ₹11,407 | ₹8,595 | ₹7,027 |
| 40 | ₹16,542 | ₹11,476 | ₹9,036 | ₹7,664 |
| 50 | ₹16,542 | ₹12,368 | - | - |
These are LIC's sample figures for the conditions above, not a quote. Your premium depends on your exact age, term, sum assured, mode, riders and taxes.
Get my exact premiumFrom LIC's official brochure
Sample yearly premium (excluding taxes)
Yearly premium for Sum Assured ₹5,00,000, standard lives, offline sales; exclusive of taxes
| Premium Paying Term (years) | Age 10 | Age 30 | Age 50 |
|---|---|---|---|
| 5 | ₹1,09,575 | ₹1,10,150 | ₹1,18,625 |
| 8 | ₹72,600 | ₹72,600 | ₹72,600 |
| 12 | ₹44,250 | ₹44,275 | ₹45,225 |
| 16 | ₹29,900 | ₹30,025 | ₹33,475 |
These are LIC's sample figures for the conditions above, not a quote. Your premium depends on your exact age, term, sum assured, mode, riders and taxes.
Get my exact premiumFrom LIC's official brochure
Sample single premium (excluding taxes)
Single premium for Basic Sum Assured ₹5,00,000, standard lives, applicable for both Survival Benefit Options, offline sales; exclusive of taxes, if any
| Guaranteed Addition Period (years) | Age 10 | Age 30 | Age 50 |
|---|---|---|---|
| 8 | ₹4,64,150 | ₹4,64,150 | ₹4,64,150 |
| 12 | ₹3,61,875 | ₹3,61,875 | ₹3,61,875 |
| 16 | ₹2,85,725 | ₹2,86,725 | ₹3,00,800 |
These are LIC's sample figures for the conditions above, not a quote. Your premium depends on your exact age, term, sum assured, mode, riders and taxes.
Get my exact premiumFrom LIC's official brochure
Sample annual premium (excluding taxes)
Annual premium for Basic Sum Assured ₹2 lakh, standard lives; exclusive of taxes
| Age | Annual premium |
|---|---|
| 20 | ₹15,896 |
| 30 | ₹16,082 |
| 40 | ₹16,846 |
| 50 | ₹18,679 |
These are LIC's sample figures for the conditions above, not a quote. Your premium depends on your exact age, term, sum assured, mode, riders and taxes.
Get my exact premiumFrom LIC's official brochure
Sample annual premium (excluding taxes)
Annual premium for Basic Sum Assured ₹1 lakh, standard lives; exclusive of taxes
| Age | Annual premium |
|---|---|
| 20 | ₹12,299 |
| 30 | ₹12,573 |
| 40 | ₹13,465 |
| 45 | ₹14,298 |
These are LIC's sample figures for the conditions above, not a quote. Your premium depends on your exact age, term, sum assured, mode, riders and taxes.
Get my exact premiumFrom LIC's official brochure
Sample annual premium (excluding taxes)
Annual premium for Basic Sum Assured ₹10 lakh, standard lives; exclusive of taxes ('-' = not available at that age)
| Age (nearer birthday) | Term 14 (PPT 10) | Term 16 (PPT 12) | Term 18 (PPT 14) | Term 20 (PPT 16) | Term 24 (PPT 20) | Term 28 (PPT 24) |
|---|---|---|---|---|---|---|
| 20 | ₹1,08,780 | ₹91,483 | ₹78,890 | ₹70,168 | ₹55,125 | ₹44,982 |
| 30 | ₹1,09,270 | ₹92,071 | ₹79,576 | ₹71,050 | ₹56,301 | ₹46,501 |
| 40 | ₹1,11,622 | ₹94,717 | ₹82,516 | ₹74,382 | ₹60,172 | ₹51,009 |
| 50 | ₹1,18,580 | ₹1,01,969 | ₹90,111 | - | - | - |
These are LIC's sample figures for the conditions above, not a quote. Your premium depends on your exact age, term, sum assured, mode, riders and taxes.
Get my exact premiumFrom LIC's official brochure
Sample annual premium (excluding taxes)
Annual premium for Basic Sum Assured ₹2 lakh, standard lives; exclusive of taxes
| Age of child | Annual premium |
|---|---|
| 0 | ₹9,006 |
| 5 | ₹11,682 |
| 10 | ₹16,395 |
| 12 | ₹19,002 |
These are LIC's sample figures for the conditions above, not a quote. Your premium depends on your exact age, term, sum assured, mode, riders and taxes.
Get my exact premiumFrom LIC's official brochure
Sample annual premium (excluding taxes)
Annual premium under each Option for Sum Assured ₹2 lakh, standard lives; exclusive of taxes
| Age of child | Option 1 | Option 2 | Option 3 | Option 4 |
|---|---|---|---|---|
| 0 | ₹9,114 | ₹9,310 | ₹9,516 | ₹9,722 |
| 4 | ₹11,505 | ₹11,809 | ₹12,113 | ₹12,407 |
| 8 | ₹15,464 | ₹15,925 | ₹16,386 | ₹16,846 |
| 12 | ₹22,854 | ₹23,628 | ₹24,392 | ₹25,166 |
These are LIC's sample figures for the conditions above, not a quote. Your premium depends on your exact age, term, sum assured, mode, riders and taxes.
Get my exact premiumFrom LIC's official brochure
Sample premiums (excluding taxes)
Option I (Level Sum Assured), Basic Sum Assured ₹50 lakh, non-smoker, male, standard lives; exclusive of taxes
| Age (last birthday) | Policy Term | Regular annual premium | Annual premium, limited PPT 15 years | Annual premium, limited PPT 10 years | Single premium |
|---|---|---|---|---|---|
| 20 | 20 | ₹3,600 | ₹4,100 | ₹5,200 | ₹37,750 |
| 30 | 20 | ₹4,700 | ₹5,400 | ₹6,950 | ₹50,850 |
| 40 | 20 | ₹9,400 | ₹10,850 | ₹14,050 | ₹1,04,900 |
These are LIC's sample figures for the conditions above, not a quote. Your premium depends on your exact age, term, sum assured, mode, riders and taxes.
Get my exact premiumFrom LIC's official brochure
Sample premiums (excluding taxes)
Option I (Level Sum Assured), Basic Sum Assured ₹50 lakh, non-smoker, male, standard lives; exclusive of taxes
| Age (last birthday) | Policy Term | Regular annual premium | Annual premium, limited PPT 15 years | Annual premium, limited PPT 10 years | Single premium |
|---|---|---|---|---|---|
| 20 | 20 | ₹4,550 | ₹5,250 | ₹6,600 | ₹44,350 |
| 30 | 20 | ₹5,950 | ₹6,850 | ₹8,750 | ₹59,550 |
| 40 | 20 | ₹11,700 | ₹13,600 | ₹17,500 | ₹1,21,900 |
These are LIC's sample figures for the conditions above, not a quote. Your premium depends on your exact age, term, sum assured, mode, riders and taxes.
Get my exact premiumFrom LIC's official brochure
Sample premiums (excluding taxes)
Option I (Level Sum Assured), Basic Sum Assured ₹1 crore, non-smoker, male, standard lives; exclusive of taxes
| Age (last birthday) | Policy Term | Regular annual premium | Annual premium, limited PPT (term minus 5) years | Annual premium, limited PPT (term minus 10) years | Single premium |
|---|---|---|---|---|---|
| 20 | 20 | ₹7,047 | ₹8,091 | ₹10,266 | ₹75,603 |
| 30 | 20 | ₹9,135 | ₹10,527 | ₹13,572 | ₹1,00,833 |
| 40 | 20 | ₹17,889 | ₹20,737 | ₹26,878 | ₹2,03,187 |
These are LIC's sample figures for the conditions above, not a quote. Your premium depends on your exact age, term, sum assured, mode, riders and taxes.
Get my exact premiumFrom LIC's official brochure
Sample premiums (excluding taxes)
Basic Sum Assured ₹10 lakh, policy term 25 years, standard lives, offline sales; exclusive of taxes
| Age | Single premium | Regular premium - Annual | Regular premium - Half-yearly | Regular premium - Monthly |
|---|---|---|---|---|
| 25 | ₹41,610 | ₹3,850 | ₹1,965 | ₹331 |
| 30 | ₹52,260 | ₹4,670 | ₹2,383 | ₹401 |
| 35 | ₹70,840 | ₹6,110 | ₹3,117 | ₹525 |
| 40 | ₹98,630 | ₹8,340 | ₹4,254 | ₹716 |
| 45 | ₹1,38,230 | ₹11,660 | ₹5,948 | ₹1,001 |
These are LIC's sample figures for the conditions above, not a quote. Your premium depends on your exact age, term, sum assured, mode, riders and taxes.
Get my exact premiumFrom LIC's official brochure
Sample premiums (excluding taxes)
Basic Sum Assured ₹50 lakh, interest rate 8%, non-smoker, male, standard lives, policy term 25 years; exclusive of taxes
| Age (last birthday) | Single premium | Annual premium, limited PPT 5 years | Annual premium, limited PPT 10 years | Annual premium, limited PPT 15 years |
|---|---|---|---|---|
| 20 | ₹34,550 | ₹8,050 | ₹4,800 | ₹3,800 |
| 30 | ₹45,500 | ₹10,500 | ₹6,250 | ₹4,900 |
| 40 | ₹88,750 | ₹20,300 | ₹11,900 | ₹9,250 |
These are LIC's sample figures for the conditions above, not a quote. Your premium depends on your exact age, term, sum assured, mode, riders and taxes.
Get my exact premiumFrom LIC's official brochure
Sample premiums (excluding taxes)
Male, non-smoker, policy term 25 years, Basic Sum Assured ₹50 lakh, loan interest rate 8%; exclusive of taxes
| Age (last birthday) | Single premium | Annual premium, limited PPT 5 years | Annual premium, limited PPT 10 years | Annual premium, limited PPT 15 years |
|---|---|---|---|---|
| 20 | ₹40,900 | ₹10,100 | ₹6,100 | ₹4,850 |
| 30 | ₹53,550 | ₹13,150 | ₹7,900 | ₹6,200 |
| 40 | ₹1,03,450 | ₹25,100 | ₹14,900 | ₹11,650 |
These are LIC's sample figures for the conditions above, not a quote. Your premium depends on your exact age, term, sum assured, mode, riders and taxes.
Get my exact premiumFrom LIC's official brochure
Sample premiums (excluding taxes)
Option I (Level Sum Assured), Basic Sum Assured ₹2 crore, non-smoker, male, standard lives; exclusive of taxes, if any
| Age (last birthday) | Policy Term | Regular annual premium | Annual premium, limited PPT 15 years | Annual premium, limited PPT 10 years | Annual premium, limited PPT 5 years | Single premium |
|---|---|---|---|---|---|---|
| 20 | 20 | ₹12,600 | ₹14,800 | ₹19,200 | ₹33,000 | ₹1,34,600 |
| 30 | 20 | ₹19,000 | ₹22,200 | ₹28,800 | ₹50,000 | ₹2,04,800 |
| 40 | 20 | ₹43,600 | ₹50,800 | ₹66,600 | ₹1,15,600 | ₹4,75,800 |
These are LIC's sample figures for the conditions above, not a quote. Your premium depends on your exact age, term, sum assured, mode, riders and taxes.
Get my exact premiumFrom LIC's official brochure
Sample premiums (excluding taxes)
Basic Sum Assured ₹5 lakh, non-smoker, male, standard lives; exclusive of taxes, if any
| Age (last birthday) | Policy Term | Regular annual premium | Annual premium, limited PPT 15 years | Annual premium, limited PPT 10 years | Single premium |
|---|---|---|---|---|---|
| 20 | 20 | ₹2,290 | ₹2,555 | ₹3,150 | ₹19,035 |
| 30 | 20 | ₹2,730 | ₹3,070 | ₹3,825 | ₹23,805 |
| 40 | 20 | ₹4,435 | ₹5,035 | ₹6,390 | ₹41,770 |
These are LIC's sample figures for the conditions above, not a quote. Your premium depends on your exact age, term, sum assured, mode, riders and taxes.
Get my exact premiumAnnuity (pension) and unit-linked plans are not listed because their brochures show benefit illustrations rather than sample premiums. Ask us for those.
Step 2: Get your exact premium
Most quotes are sent within a few working hours on WhatsApp or email.
Why not an instant online figure?
LIC premiums depend on the plan's official premium rate tables, your exact age, the term, sum assured, mode of payment, riders and GST. Instant online calculators often use outdated tables or skip rebates. We prepare your quotation using LIC's official tools, so the figure you get is the figure you pay.
What your quote includes
- Yearly, half-yearly, quarterly and monthly premiums
- GST for the first and later years
- Rebates for mode and high sum assured
- Estimated maturity / benefit illustration
- Rider options and their cost